When it comes to choosing the best family floater mediclaim policy in India, it really depends on your family's specific needs and budget. There are numerous providers offering family floater mediclaim policies, and some of the best ones include HDFC Ergo Health Suraksha, Star Health Family Health Optima Insurance, Apollo Munich Optima Restore, and Cigna TTK ProHealth.
Each of these policies offer different features, coverages and premiums, so you will want to carefully weigh the pros and cons of each to determine which one is the best fit for your family.
For instance, the HDFC Ergo Health Suraksha plan offers coverage to the entire family under a single policy, with a maximum coverage of up to Rs. 50 lakh. Additionally, the policy also includes free health check-ups, cashless treatment up to 30 days, pre and post hospitalization bills, and ambulance coverage up to Rs. 2,000 per day.
The Star Health Family Health Optima Insurance offers a maximum coverage of up to Rs. 1 crore per policy year, with additional benefits such as no claim bonus, maternity expenses, day care treatments, and coverage for donor expenses in the case of organ transplantation.
The Apollo Munich Optima Restore is also another great option for families, with a max coverage of up to Rs. 50 lakh. This policy also offers coverage for hospitalization, day care treatment and pre existing diseases, subject to certain conditions.
Lastly, the Cigna TTK ProHealth cover a maximum of up to Rs. 1 crore per year, includes coverage for all the members of a family, and also offers daily hospital cash up to a certain amount.
These are just some of the family floater mediclaim policies available in India, but it's important to compare different policies and providers in order to determine which one best fits your family's specific needs.