The good news is that Massachusetts provides many options for health insurance coverage to individuals who are not currently employed. Depending on your particular situation, you may be eligible for one of several public programs, or you could buy a health insurance plan on the Massachusetts Health Connector.
If you meet the income requirements, you can apply for insurance coverage through MassHealth, the state’s Medicaid program. Depending on your income, you may be eligible for full coverage, or you may receive limited benefits with a lower monthly premium. You can also apply for Commonwealth Care - a subsidized health insurance plan that covers services typically included in a major medical policy.
If your income is too high to qualify for a public health insurance program, you may qualify for subsidized coverage through the Massachusetts Health Connector. The Connector is an online marketplace that lets you shop, compare and enroll in health insurance plans designed specifically for Massachusetts residents.
Depending on your income, you may be eligible for premium subsidies, tax credits, and cost-sharing reductions that make coverage more affordable. The Connector also offers a variety of other health care plans, from student plans to individual and family plans.
No matter which route you choose, it is important to explore all of your options and shop around for the best deal. The Massachusetts Health Connector has resources to help you find the health insurance plan that’s right for you. You can also contact your local health agency for more information about health insurance options available in Massachusetts.