When you are shopping for insurance, there are a variety of questions you should ask an insurance company in order to get the best possible rate and coverage. This discussion is meant to help people understand what those questions are.When you are shopping for insurance, some of the questions you should ask an insurance company are:1. What is the insurance company's policy on pre-existing conditions?2. What is the insurance company's policy on coverage for routine care?3. What is the insurance company's policy on coverage for emergency care?4. What is the insurance company's policy on coverage for prescriptions?5. What is the insurance company's policy on coverage for vision and dental care?6. What is the insurance company's policy on co-payments and deductibles?7. What is the insurance company's policy on coverage for pre-natal and post-natal care?8. What is the insurance company's policy on coverage for mental health care?9. What is the insurance company's policy on coverage for substance abuse treatment?10. What is the insurance company's policy on coverage for physical therapy?