It is possible to get life insurance for an 85 year old mother, but it may be difficult to find an insurer that will provide coverage. Age is one of the most important factors when it comes to life insurance, and insurance companies may feel that it is too risky to take on a policy for someone who is so elderly.
In order to make sure that you are able to find coverage for your mother, you'll want to make sure that you check with as many different insurers as possible to see what kind of life insurance policies they are offering. The insurance companies may have different criteria for their life insurance policies, so it's important to compare different policies to make sure that you are getting the best coverage for your mother.
You may also want to consider getting a term life insurance policy for your mother. These policies usually have lower premiums and coverage is generally available up to age 85. This would be a good way to provide your mother with some protection without having to pay too much.
Finally, you may want to look into burial insurance policies. These policies are designed specifically to cover the costs associated with funeral expenses. They are typically available for people up to age 95, so your mother may qualify for this type of policy.
I hope that this answer has been helpful to you in finding life insurance for your 85 year old mother. Good luck!