There is no one definitive answer to this question as car insurance rates vary depending on a number of factors, including the type of car you drive, your age and driving record, the state you live in, and the amount of coverage you desire. However, there are a few tips you can follow to help you get the cheapest car insurance rates possible.
Shop around and compare rates from multiple insurers - Rates for the same coverage can vary significantly from one insurer to the next, so it's important to shop around and compare quotes from multiple companies before choosing a policy.
Raise your deductible - The deductible is the amount you'll have to pay out-of-pocket in the event of a claim. By raising your deductible, you can lower your overall premium. Just be sure to have enough saved up to cover the deductible in case of an accident.
Don't fall for extras - Many insurers will try to sell you on add-ons such as rental car reimbursement or roadside assistance, but these coverage options are often unnecessary and can end up costing you more in the long run.
Don't let your insurance lapse - If you let your insurance coverage lapse, you could be facing steep rate hikes when you do go to purchase a new policy. It's important to maintain continuous coverage in order to get the best rates possible.